Palos Verdes, Redondo Beach and Torrance real estate and homes for sale in California - Pat and Ron Murray, REALTORS® Pat and Ron Murray REALTORS(r) for Palos Verdes, Redondo Beach and Torrance, California real estate - NUMBER1EXPERTS™ Pat and Ron Murray NUMBER1EXPERTS(tm) for Palos Verdes, Redondo Beach and Torrance, California real estate
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Pat and Ron Murray, REALTORŪ, real estate agents and broker for Palos Verdes, Redondo Beach and Torrance California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 310-378-2240.



Alan Crooks,
Buyer Specialist

(310) 378-2240 Extension 2


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First Time Homebuyers: Palos Verdes, Redondo Beach and Torrance California home buying, real estate listings, and homes for sale in Los Angeles County, CA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Palos Verdes, Redondo Beach and Torrance real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >Structural Contingency

If you have a house for sale your buyers will probably include a structural inspection contingency in the contract. This allows them to have an expert check out the house, the major systems and the appliances.

A professional structural inspector can help buyers to "know" the house and to feel comfortable with it, but the inspection does not result in a pass or fail grade. The buyers will learn important facts about the house, such as where the water cutoff valve is located, in case of an emergency. The inspection may also help buyers set up a budget for repairs and determine if they want to invest in cost-effective measures to increase energy efficiency.

Buyers rarely back out of a sale after a structural inspection. Even if there are problems, you have the opportunity to negotiate a compromise and to avoid any obstacles that could seriously threaten the sale.

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Real Estate Trivia
Q 
What is a Balloon Mortgage?

A 
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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Pat and Ron Murray, REALTORŪ, real estate agents and broker for Palos Verdes, Redondo Beach and Torrance California home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat and Ron Murray
RE/MAX Palos Verdes

Palos Verdes Estates, CA. 90274
Phone: 310-378-2240
Fax: 310-373-3427
Email: Ron@PVsold.com

Pat and Ron Murray are your NUMBER1EXPERTS for the Palos Verdes Peninsula and South Bay real estate. With over 12 years of experience they have a proven track record and consistently exceed their clients' expectations. They work as a team with a buyer specialist and licensed assistants. This allows them to spend more time with you, the client! The latest technological tools assist them in preparing professional and quick and accurate information for you.

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