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For Realtors: Palos Verdes, Redondo Beach and Torrance California home buying, real estate listings, and homes for sale in Los Angeles County, CA

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First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Q	What house is considered to be the first house with running water in America?
A	John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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Pat and Ron Murray, REALTORŽ, real estate agents and broker for Palos Verdes, Redondo Beach and Torrance California home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat and Ron Murray
RE/MAX Palos Verdes
Palos Verdes Estates, CA. 90274
Phone: 310-378-2240
Fax: 310-373-3427
Email: Ron@PVsold.com
Pat and Ron Murray are your NUMBER1EXPERTS for the Palos Verdes Peninsula and South Bay real estate. With over 12 years of experience they have a proven track record and consistently exceed their clients' expectations. They work as a team with a buyer specialist and licensed assistants. This allows them to spend more time with you, the client! The latest technological tools assist them in preparing professional and quick and accurate information for you.

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